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December 2016 Archives

Do I have to disclose all of my assets in bankruptcy?

When you file for bankruptcy in North Carolina, you will be required to disclose all of your assets and all of your debts. While it is not easy to think about losing a home or a car or a bank account, failing to disclose an asset to the bankruptcy trustee is not a good idea. In fact, doing so is considered bankruptcy fraud and is a felony crime.

Debt is on the rise for many American families

Like many people across the United States, residents of Durham may find themselves deeper in debt than they were a few years ago. While a number of factors play into why this may be, it is never easy to be struggling to pay outstanding balances, and many people often feel hopeless and frustrated about their debt.

Are there any downsides to student loan forgiveness?

If you live in North Carolina and are struggling financially, you would most likely be relieved to receive some form of forgiveness that would alleviate you of the burden of your student loan debt. You would be far from alone on this. According to the Huffington Post, student loan debt is on the rise and 11.8 percent of borrowers are currently in default. While having student loan debt forgiven is obviously helpful to you on a personal level, there may be some more widespread implications to think about.

What are some tips for negotiating a large medical bill?

If you have had an unexpected medical expense in Durham that has left with you a bill you are unable to pay, you may not be entirely without options. Many health care providers would rather receive some payment from you than none at all, so you may be able to negotiate terms with them that you can live with.

Are there differences in how men and women approach debt?

Everyone in North Carolina has their own way of dealing with money. Some people are very responsible and never run into any trouble, while others struggle with it or find themselves facing problems through no fault of their own. When it comes to debt, it does appear that there are some differences in how men and women approach their finances.

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Durham Office
3200 Croasdaile Drive
Suite 504
Durham, NC 27705

Toll Free: 800-610-3643
Phone: 919-794-8660
Fax: 919-382-2042
Map & Directions

Henderson Office
1775 Graham Avenue
Suite 104
Henderson, NC 27536

Toll Free: 800-610-3643
Phone: 919-794-8660
Fax: 919-382-2042
Map & Directions