Wootton & Wootton, P.C.
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January 2017 Archives

Lawsuits filed against Navient for misleading borrowers

When debt piles up, many people in Durham may struggle with how they are going to pay it and which loans should get paid off first. Student loans are a major source of debt for many people in North Carolina and across the country. While loans for education are given by both federal and private lenders, collection duties are often contracted out to third-parties.

Harassment by debt collectors is shockingly common

Agencies which are trying to collect outstanding debts are legally authorized to contact debtors in North Carolina. However, under the Fair Debt Collection Practices Act, there are certain rules that debt collectors must follow. When companies violate these regulations, consumers are often left at the receiving end of unwanted and unwarranted communications.

A look at the difference between credit scores and credit reports

In may be beneficial for people in North Carolina who are dealing with a lot of debt to monitor both their credit score and their credit report so that they can have a complete picture of where they stand financially. However, not everyone understands what their credit score is and how it is different from a credit report. Here is some useful information on what they are and why they are important.

How do I know if I qualify for Chapter 7 bankruptcy?

If you are unfamiliar with the process of going through a bankruptcy in Durham, it may seem confusing and intimidating. Therefore, understanding a little bit about what you will need to qualify for Chapter 7 bankruptcy can help you feel more comfortable. When deciding who is eligible, the bankruptcy court will turn to something known as a means test in order gain an in-depth understanding of your financial situation.

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Durham Office
3200 Croasdaile Drive
Suite 504
Durham, NC 27705

Toll Free: 800-610-3643
Phone: 919-794-8660
Fax: 919-382-2042
Map & Directions

Henderson Office
1775 Graham Avenue
Suite 104
Henderson, NC 27536

Toll Free: 800-610-3643
Phone: 919-794-8660
Fax: 919-382-2042
Map & Directions