Leave Your Debt Problems In The Past. Find Your Fresh Start.
When you were younger, you made a lot of financial mistakes. While you tried to get ahead and pay back what you owed, the reality was that you were really just treading water. No matter how much you worked, you were never really financially secure. Today, you've...
Medical debt affects over 137 million Americans in North Carolina and across the country. Despite the passage of the Affordable Care Act, many people face expensive medical bills that they are unable to repay. According to one study, medical bills are the primary...
During a divorce, the North Carolina family courts determine a reasonable and fair way to split up both the assets you've acquired during your marriage and the debt you share as a family. Many times, the spouse who has greater overall assets or income will wind up...
The statute of limitations is the amount of time that creditors have to take legal action to recover an unpaid debt. Once the time period allowed by the statute of limitations has passed, debt collectors can still try to collect monies owed, but they cannot file...
Chapter 13 bankruptcy is one of the most useful tools that the law provides for individuals with debts they struggle to manage. Unlike Chapter 7 bankruptcy, Chapter 13 may not require sacrificing significant assets to discharge debt, instead allowing individuals with...
You've slipped behind on your mortgage payments and you have serious concerns about losing your home to foreclosure. As stressed out as you may be, don't give in and assume that you have no options. There are several ways to save your house from foreclosure, including...
North Carolina military veterans may find it difficult to make ends meet, especially if they are disabled and relying on military benefits to support themselves. Medical bills and personal bills can stack up, leading to creditor calls and demands for payment. As a...
According to a study from the Consumer Finance Protection Bureau, 55% of credit card balances have revolved for two years or longer. The study also found that 82% of outstanding balances have been allowed to revolve for at least a month or more. When a balance is...
One of the reasons people give for rejecting bankruptcy as an option for dealing with their debt is the impact it will have on their credit. Too many people mistakenly believe that they will never be able to get credit again after they file bankruptcy, but that isn't...
If you declare bankruptcy, it is crucial to learn how to budget in the future. If you use Chapter 13 bankruptcy and have a repayment plan, your budget is a critical part of determining how that plan should work and what you can afford. If you use Chapter 7 bankruptcy...
