Some people in North Carolina may be among the 30% of Americans who have at least $500 in medical debt. While medical debt can affect a person's credit score, it is treated differently from other kinds of debt. Medical providers do not report debt, but once it is in...
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Bankruptcy Help For Everyday People
Month: May 2019
Common strategies for paying off credit card debt
On Behalf of Wootton & Wootton, P.C. | May 16, 2019 | Credit Card Debt Relief
Consumers throughout the country owe more than $1 trillion in credit card debt. While an increase in credit card debt may be good for the economy as a whole, it isn't necessarily a good thing on a personal level. However, there are ways that a North Carolina resident...
Tips for excellent credit after your bankruptcy proceedings
On Behalf of Wootton & Wootton, P.C. | May 15, 2019 | Uncategorized
One of the primary reasons people give for choosing to postpone or avoid bankruptcy proceedings is concern about how bankruptcy will affect their credit score. While bankruptcy is a negative mark that stays on your credit report for some time, struggling with debt...
The connection between cancer and bankruptcy filings
On Behalf of Wootton & Wootton, P.C. | May 1, 2019 | Uncategorized
Those who discover they have cancer often become hyper-focused on the medical battle into which they are suddenly thrust. Dealing with the stress and physical consequences of cancer treatments like chemotherapy and radiation can require all of a person's energy.The...
Old vs. new bankruptcy and the impact on credit scores
On Behalf of Wootton & Wootton, P.C. | May 1, 2019 | Chapter 13 Bankruptcy
The credit scores that can affect many aspects of life for North Carolina residents are based on several factors, including whether an individual has filed for bankruptcy. Some filers may wonder if there's a difference between old and new bankruptcies when it comes to...
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