The statute of limitations is the amount of time that creditors have to take legal action to recover an unpaid debt. Once the time period allowed by the statute of limitations has passed, debt collectors can still try to collect monies owed, but they cannot file...
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Bankruptcy Help For Everyday People
Month: October 2019
Discharging credit card debt through Chapter 13
On Behalf of Wootton & Wootton, P.C. | Oct 17, 2019 |
Chapter 13 bankruptcy is one of the most useful tools that the law provides for individuals with debts they struggle to manage. Unlike Chapter 7 bankruptcy, Chapter 13 may not require sacrificing significant assets to discharge debt, instead allowing individuals with...
Bankruptcy is a fact-specific decision
On Behalf of Wootton & Wootton, P.C. | Oct 15, 2019 | Chapter 7 Bankruptcy
The decision of whether to file for bankruptcy in North Carolina can be a difficult one, and it turns on the facts of the case. Every debtor's situation is different; a certain amount of debt in one case might call for bankruptcy while debt restructuring might be a...
How to save your house from foreclosure
On Behalf of Wootton & Wootton, P.C. | Oct 10, 2019 |
You've slipped behind on your mortgage payments and you have serious concerns about losing your home to foreclosure. As stressed out as you may be, don't give in and assume that you have no options.There are several ways to save your house from foreclosure, including...
Discharging student loans in a personal bankruptcy
On Behalf of Wootton & Wootton, P.C. | Oct 1, 2019 | Chapter 7 Bankruptcy
Most college students in North Carolina and around the country will be in debt to the tune of thousands of dollars when they enter the workplace, and many of them will find it extremely difficult to make their required monthly payments. The nation's bankruptcy code...
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