This is one of the most common questions we receive in our office and generally the answer is YES. It is rare that clients are not eligible to file a new bankruptcy case if they have filed a previous bankruptcy. In fact, many of our clients have had to file...
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Bankruptcy Help For Everyday People
Month: March 2020
How can I file a bankruptcy for no money down?
On Behalf of Wootton & Wootton, P.C. | Mar 18, 2020 | Chapter 13 Bankruptcy
Under the current Ch 13 laws it is possible for some clients to file a Ch 13 bankruptcy without paying any upfront fees or costs. A Ch 13 bankruptcy is a type of plan that can set up reasonable payments for a 3-5 year period to help individuals and couples catch up on...
Employers will hire people who have filed for bankruptcy
On Behalf of Wootton & Wootton, P.C. | Mar 17, 2020 | Chapter 7 Bankruptcy
Individuals who file for bankruptcy are likely to have a difficult time getting unsecured credit cards or loans. However, one study found that filing for bankruptcy is unlikely to have an impact on whether a person is able to find a job. Furthermore, filing for...
In what situation is Chapter 7 the best bankruptcy choice?
On Behalf of Wootton & Wootton, P.C. | Mar 10, 2020 |
If you are sick and tired of being in overwhelming debt, you may have concluded that you need to make a drastic change. Financial troubles do not usually go away unless significant changes are made. If you do not feel that you can increase your income or reduce your...
Creditors obligated to pause collection attempt during bankruptcy
On Behalf of Wootton & Wootton, P.C. | Mar 4, 2020 | Chapter 7 Bankruptcy
One reason why people in North Carolina may file for personal bankruptcy is to put an end to creditor calls and collection attempts, including lawsuits and repossessions. People struggling with insurmountable debt may face intensive attempts to collect, and filing for...
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