People in North Carolina have several options for eliminating credit card debt before they apply for bankruptcy. One of the most popular methods is to use a debt repayment strategy. Instead of covering the minimum payment every month, individuals can pay larger...
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Bankruptcy Help For Everyday People
Month: August 2020
What is the bankruptcy means test?
On Behalf of Wootton & Wootton, P.C. | Aug 18, 2020 | Chapter 7, Chapter 7 Bankruptcy
When one is looking into filing for bankruptcy, the term, “means test” will undoubtedly come up, frequently. However, many of the articles on the web often skim past what the means test is and why it matters. What is the means test? Simply put, the means test is what...
Scared that bankruptcy will ruin your credit score? Know how to fix it
On Behalf of Wootton & Wootton, P.C. | Aug 17, 2020 | Debt Relief
There’s a lot of negative associations with personal bankruptcy. Some people think that it’s symbolic of financial failure, while other are afraid of being left destitute after their divorce is finalized. These understandings of divorce are way off base. The truth of...
What is the cost to file for Ch 7 Bankruptcy?
On Behalf of Wootton & Wootton, P.C. | Aug 10, 2020 | Chapter 7
We understand that these are incredibly hard financial times for people. We have decided to temporarily reduce our attorney’s fees for Ch 7 bankruptcy cases to help those that are contemplating filing a Ch 7 bankruptcy. From now until October 1st 2020, when we will...
How may bankruptcy be able to help with foreclosure?
On Behalf of Wootton & Wootton, P.C. | Aug 3, 2020 | Chapter 13, Chapter 13 Bankruptcy
For anyone struggling with debt and to make mortgage payments, and worried about foreclosure and holding on to their family home, personal bankruptcy options are important to understand and consider. Personal bankruptcy options may be able to help consumers and...
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