Individuals in North Carolina who file a bankruptcy petition are requesting a federal court to protect them from creditors. The court will oblige this request by putting a hold on collection activity and lawsuits. The petitioner will also enjoy a repayment plan that...
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Bankruptcy Help For Everyday People
Month: September 2020
Chapter 13 bankruptcy and paying outside the plan
On Behalf of Wootton & Wootton, P.C. | Sep 23, 2020 | Chapter 13 Bankruptcy
When people in North Carolina file for a Chapter 13 bankruptcy, all creditor actions must stop. This allows filers to reorganize their finances into a repayment plan that last for three to five years. A lump-sum payment is made each month to a trustee who then makes...
The various ways to protect assets from creditors
On Behalf of Wootton & Wootton, P.C. | Sep 11, 2020 | Asset Forfeiture
The use of asset protection strategies may prevent a home, car or other property from being seized by creditors in North Carolina. These strategies can also be used to prevent the loss of property to tax authorities or for any other reason. In many cases, asset...
Chapter 13 debt relief
On Behalf of Wootton & Wootton, P.C. | Sep 10, 2020 | Personal Bankruptcy
Bankruptcy provides a way for individuals in North Carolina who are overwhelmed with debt to get a financial fresh start. Chapter 13 is one of several bankruptcy options that protect debtors from collection actions while they work to pay down the debt they owe....
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