Debt Relief

If you have fallen behind on your car payments, your mortgage, or any other bill, then creditors will probably pursue you for repayment. It’s perfectly legal for them to do this, but they can only do so within the confines of the law. Under the Fair Debt Collection...

Financing your vehicle is often a practical decision. You may not have the cash resources to buy a vehicle with what's in your checking account. A vehicle loan can help you afford to buy a vehicle, and you can purchase something in much better condition with the help...

In recent years, there has been a lot of talk about reducing student debt or eliminating what students owe after they graduate. For the most part, none of this has actually occurred. But a very small portion of this debt has recently been eliminated. The debt revolves...

Did you know that you could be using your credit cards incorrectly? While trying to rack up points or earn rewards, you could be getting yourself into a more precarious financial situation than you realize. Convenience sometimes comes with a price, including heavy...

According to some estimates, more than a million students have decided not to go to college. This is been a recurring trend for the last few years, with a decline between 2019 and 2021 of about 6.6%.  Much of the decline has been attributed to students who graduate...

Bankruptcy can be an effective solution to aggressive debt collection, but it also means limitations on your credit opportunities for the immediate future. Those who file for personal bankruptcy and successfully discharge debts will lose all of their revolving lines...

Being in financial debt can be stressful in itself, even without considering the different means of debt collection. While some debt collectors show compassion, their ultimate aim is to collect payments. This means that they may lack empathy for how a person got into...

If you have landed upon hard times in terms of finances, you may be feeling isolated and at a loss in terms of what to do. However, it is important to remember that you are not alone. A full 60% of adults in the US say that money is a significant source of stress for...

Having a car is often a necessity. For many people across America, cars provide their main source of income. Additionally, being able to travel by automobile could be the only way you are able to get to work and take care of your family. For this reason, a car can be...

When you finance the purchase of a vehicle, your ownership is contingent on you making timely payments. If you fall behind, your lender may decide to repossess the vehicle.  The terms of your car loan can give you an idea about when your vehicle could be vulnerable...