Leave Your Debt Problems In The Past. Find Your Fresh Start.
Financing a vehicle purchase is relatively common. Most people do not have enough in savings to purchase a used vehicle, let alone a brand-new one. They can obtain loans to finance a vehicle purchase the same day that they start looking for options at a dealership....
Bankruptcy is designed to provide debt relief to financially distressed consumers, many of whom are struggling under the weight of outrageous medical bills, sky-high credit card balances and other debts. If there’s any possibility that you may need to file bankruptcy...
Bankruptcy is often an individual's last line of defense before outright financial catastrophe. People often file for bankruptcy to stop creditor lawsuits or preserve their assets from repossession or foreclosure. Bankruptcy leads to a pause in collection activity and...
Those who are facing foreclosure are often looking for solutions to keep their home. They know that they’ve missed payments, but they want to get their finances in order. Keeping the home seems like the most important thing they can do. For some, one tactic to...
As of 2023, the average U.S. adult carries $21,800 of personal debt (not including any mortgages) and may spend about 30% of their monthly income trying to pay it off (or at least keep up with the payments). Tellingly, 39% of consumers with debt issues feel like it...
When looking at total levels of credit card debt in the United States for the second quarter of 2023, analysts found that there had been a $45 billion increase between that point and the first quarter of the same year. Moreover, they discovered that this massive jump...
Credit card companies are often eager to convince their clients to carry as high of a balance as possible. They make money off of that balance. Those who pay their balance in full every month may not be particularly profitable for a credit card company. One way credit...
When deciding to file for bankruptcy, one of the biggest concerns people have is losing their home. The truth is, many factors will determine if you can keep your house while making a financial fresh start. One of those factors is the type of bankruptcy you choose....
As you likely realize, when either party (or both) in a marriage struggles with overwhelming debt, it affects the whole family. Money is usually scarce, and everyone ends up sacrificing some things. Many couples considering bankruptcy wonder if they must file...
In today’s fast-paced financial landscape, finding viable solutions to manage debt and regain control of your financial future is paramount. Among the options available, Chapter 13 bankruptcy stands out as a powerful tool for wage earners. Chapter 13 bankruptcy,...
