Leave Your Debt Problems In The Past. Find Your Fresh Start.
People declare bankruptcy for a variety of reasons. Perhaps you’ve gone through a costly divorce or are dealing with a medical condition that has left you with a huge medical bill. Or, you’ve lost your job and have since fallen behind on your mortgage or credit card...
Over the last few years, the cost of living has dramatically increased in much of the United States. Part of the reason for this is simply inflation, which is driving up general costs. The conflict in Ukraine has also made it so the cost of things like energy and food...
The aftermath of a bankruptcy filing (and discharge) is filled with uncertainty for many. For example, you might feel relieved about addressing your debt and a little anxious about your future at the same time. This blog offers features, tips and guidance for life...
Lately our office has been receiving more and more of these calls. Clients have received a civil summons from an old creditor and don’t know where to turn. Receiving a civil summons can be scary. Most of the time the Sheriff in your county will deliver the summons to...
There is a widespread myth out there that filing for bankruptcy is a bad thing. That somehow it makes you a burden on society. This guilt or sense of duty is what keeps many people struggling to pay debts they simply cannot afford to meet, however hard they try. While...
A lot of people are scared to file bankruptcy – particularly Chapter 7. Long known as a “liquidation bankruptcy,” people often have images stuck in their head from movies and television shows where deputies carry off every last stick of furniture and item that someone...
Bankruptcy is often described as a financial tool that can eliminate debt and give you a fresh start financially. This sounds great to many people, who may always keep it in the back of their minds as an option. If the debt level that they’re facing gets a bit high,...
In a lot of cases, bankruptcy is a one-time event spurred by something outside of your control. It could be medical debt, for example, or other unexpected costs. But even in cases where you simply were spending above your means, this doesn’t have to be a consistent...
It’s always wise to consider the timing of your filing for bankruptcy. However, if you’re being hounded by creditors and drowning in debt, the sooner you do it, the better you’ll likely feel. Those whose bankruptcy filing precedes or coincides with the holiday...
The Secretary of Education, Miguel Cardona, recently stated that the companies issuing student loans are "ready to apply" President Biden’s proposed debt relief. However, the 8th Circuit Court issued a temporary stay that holds the student loan forgiveness of as much...
