Don't Let Creditors Bully You

One of the worst things about debt problems is the constant creditor harassment. Phone calls and mail from collection agencies may serve as a daily reminder of your difficult financial circumstances. Even though you could never possibly pay back what you owe, that doesn't stop creditors from using every tactic available to pressure you into paying.

Some people give into that pressure by making poor decisions that only make their financial situation worse. For example, you should never dip into your retirement account or 401(k) to satisfy creditors' demands. That money is protected during bankruptcy proceedings, and it may turn out that you can get rid of the debt entirely without paying anything — or paying only pennies on the dollar.

Don't give in to creditors' demands. Instead, speak with a lawyer about your options for becoming debt-free.

A Shield Between You And Your Creditors

At Wootton & Wootton, P.C., we understand how difficult it can be to deal with creditor harassment on top of financial struggles. We can stand as a shield between you and your creditors.

As soon as you file bankruptcy, creditors and collection agencies can no longer contact you. Instead, you will enjoy a breath of fresh air while working through your financial difficulties and pursuing a debt-free future.

Discuss Your Situation With A Lawyer — Free Consultation

Putting an end to creditor harassment is just one of many benefits of bankruptcy. To learn more about how bankruptcy can help you, contact our offices in Durham or Henderson, North Carolina, at 919-794-8660. You can sit down with one of our bankruptcy attorneys to discuss your rights during a free consultation.