Get out of debt and plan for what's next.
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Bankruptcy Help For Everyday People
As if divorce isn’t stressful enough, many couples facing the end of their marriage also find themselves in dire financial straits. When the bills pile up, and the debt collectors start calling, it’s natural to start looking for a way out. One option that may seem...
A lot of people are scared to file bankruptcy – particularly Chapter 7. Long known as a “liquidation bankruptcy,” people often have images stuck in their head from movies and television shows where deputies carry off every last stick of furniture and item that someone...
The different kinds of bankruptcy each have drawbacks and benefits. Individuals usually need to choose between Chapter 7 and Chapter 13 bankruptcy unless they also own and operate a small business or farm. Chapter 13 bankruptcy is easier to qualify for, but it...
Your finances took a major hit. While you have been trying to pay your bills on time every month, it has gotten harder and harder. Without enough income to work with, you may be falling behind on more than one bill. You may not like the idea of filing for bankruptcy....
Chapter 7 bankruptcy doesn't work for everyone. Those with income above the state median may not qualify. Even people with no income may find it is not the right kind of bankruptcy for them if they have a lot of personal property. You do have the option of protecting...
Filing for bankruptcy generally allows you to discharge a variety of debts. In some cases, it may be possible to eliminate student loan balances in Chapter 7 or 13 bankruptcy. In fact, you may be able to get a full discharge without losing assets such as a car, boat...
For individuals, the most commonly used kind of bankruptcy is Chapter 7 bankruptcy. If you’re interested in filing for bankruptcy, you may be wondering if you can qualify. Perhaps you’re just out of college, or maybe you are about to go into retirement. Regardless of...
If you are having trouble staying current on unsecured debts, it may be possible to eliminate them through Chapter 7 bankruptcy. However, there is a chance that a North Carolina judge may require you to file for Chapter 13 protection. There are several reasons why...
Outstanding credit card debt can have a significant impact on your ability to start a family, buy a car or purchase a North Carolina home. However, there are several strategies that you can choose from to pay down those obligations in a reasonable amount of time....
Student loan repayment obligations are a problem for many people in North Carolina and around the country, and now it appears there may be some relief in sight. While this is still a hot topic, there is a proposal on the table that would establish a Chapter 10...
