PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our bankruptcy clients the ability to meet with us in person, via telephone, or through video conferencing. Please contact our office to discuss your options.
Unfortunately, many see bankruptcy as a dirty word. In reality, anyone can fall on hard times. Bankruptcy offers us a financial reset button. It can restructure or discharge most, if not all, debts. However, it is important to understand the process. The most common...
If you’re struggling with overwhelming debt, you’re not alone. Every year, millions of Americans struggle to find a way to make ends meet. This can threaten nearly every aspect of their lives, and make everyday a painful struggle that in nearly unbearable....
For people in North Carolina who have already gone through the Chapter 7 bankruptcy process, the goal was to get on stronger financial ground by clearing unsecured debt through liquidation. This can apply to credit card debt, medical expenses and more. However, given...
Struggling with an overwhelming amount of debt is undeniably stressful. Filing for bankruptcy may seem like a viable solution to overcome such circumstances. However, you may have questions on what life after bankruptcy will be like.Whether you will be able to rebuild...
If you are trying to navigate your way through overwhelming debt, you know how stressful it can be. You are not alone in this feeling; many Americans are dealing with debt. In 2017, the amount of debt in the U.S. climbed to a new high at $13 trillion. That amount was...
Finding the best way to move on from considerable consumer debt can be challenging. For North Carolina residents struggling with this type of situation, they may fear taking the route of Chapter 7 bankruptcy because of negative misconceptions. However, this option...
It is not uncommon for North Carolina residents to find themselves with financial troubles. Debt issues can impact anyone, and when those outstanding balances become too much to handle, people often find themselves looking for ways to get out from under their burdens....
When a debtor files for bankruptcy in North Carolina, he or she is required under the law to report all assets. In a Chapter 7 bankruptcy, assets are liquidated and used to pay off outstanding debts. However, despite its illegality, some people may try to conceal...
If you have decided to file for bankruptcy in North Carolina, chances are you did not arrive at that decision lightly. The process can be overwhelming and confusing for some people. Therefore, undergoing credit counseling is a mandatory part of the process so that you...
Agencies which are trying to collect outstanding debts are legally authorized to contact debtors in North Carolina. However, under the Fair Debt Collection Practices Act, there are certain rules that debt collectors must follow. When companies violate these...
