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You probably have received a notice in the past stating that you can get insurance on your credit card for a few extra dollars a month. Credit card protection insurance can help you if you find you cannot make your minimum card payments for some reason, but this...
Financial institutions and credit card companies often market their cards by offering very low interest rates and minimal payments for a fixed amount of time on balances that you transfer from other credit cards. A balance transfer can seem like a great short-term...
When you owe more money than you can reasonably repay, things get stressful very quickly. The companies that you owe money to will start calling you and sending you strongly-worded letters. They may freeze a line of credit that you rely on to cover your expenses or...
This last year has tested everyone’s mental health. If you’re finding yourself slipping deeper into debt, whether because your hours have been cut, you’ve lost your job and/or you’ve had to deal with medical bills, you may have become so focused on what you’re going...
Financing the purchase of a vehicle is sometimes necessary if you don't have the liquid capital to make such a big purchase. Other times, the financing terms can be attractive enough to justify leaving money in savings while buying your vehicle on credit....
Whether you had an unexpected illness that caused a lengthy hospital stay or broke your leg in an accident, it won’t take very long before the medical bills roll in. If you don’t have insurance, you’re probably facing a massive bill. What if you have insurance? Well,...
If your credit cards are overwhelming, you’re like one of many other Americans struggling with credit debt. According to some of the latest data, the average American has around $5,331 in credit card debt. Credit debt itself isn’t necessarily bad, but since around 55%...
Medical bills are often unexpected, and even with insurance, they can be thousands of dollars. You may have thought that your operation or emergency was covered, but when out-of-network providers participate in your care or an accident and injury happens out of state,...
There is as much as $33 billion in annual child support payments that are exchanged in the U.S. every year. That amount is only about half of what existing court orders dictate should be paid annually. Some parents likely struggle to afford their payments. These same...
When someone says they’re going to declare bankruptcy, you may assume that they made poor financial decisions. Maybe they spent too much money, lived beyond their means or they took on bad debt that had too many risks. But is this actually true? When you look at the...
