When deciding to file for bankruptcy, one of the biggest concerns people have is losing their home. The truth is, many factors will determine if you can keep your house while making a financial fresh start. One of those factors is the type of bankruptcy you choose....
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Durham Bankruptcy Law Blog
Is joint bankruptcy the best option for a married couple?
On Behalf of Wootton & Wootton, P.C. | Sep 4, 2023 | Personal Bankruptcy
As you likely realize, when either party (or both) in a marriage struggles with overwhelming debt, it affects the whole family. Money is usually scarce, and everyone ends up sacrificing some things. Many couples considering bankruptcy wonder if they must file...
Why is Chapter 13 ideal for wage earners?
On Behalf of Wootton & Wootton, P.C. | Aug 16, 2023 | Chapter 13 Bankruptcy
In today’s fast-paced financial landscape, finding viable solutions to manage debt and regain control of your financial future is paramount. Among the options available, Chapter 13 bankruptcy stands out as a powerful tool for wage earners. Chapter 13 bankruptcy,...
Will your boss find out about your bankruptcy?
On Behalf of Wootton & Wootton, P.C. | Aug 14, 2023 | Personal Bankruptcy
Financial struggles are a part of life for most people, and bankruptcy is a legal solution that provides relief to many who find themselves with overwhelming debt. While bankruptcy can offer you a fresh financial start, it’s not uncommon for people to worry about the...
What is a bankruptcy discharge?
On Behalf of Wootton & Wootton, P.C. | Jul 31, 2023 | Personal Bankruptcy
Being in debt and receiving endless calls from creditors can be devastating. Declaring bankruptcy stops these calls, protects you from legal actions and ends wage garnishment through a temporary stay or order to halt those actions from the court. When you successfully...
Planning bankruptcy? What to avoid before (and after) filing
On Behalf of Wootton & Wootton, P.C. | Jul 6, 2023 | Personal Bankruptcy
After deciding that bankruptcy is the only way to overcome your crippling debt, you probably felt relieved about settling on a solution. Once you file, there will be no more harassing creditors bothering you, and you will no longer be afraid to answer your phone. You...
2 compulsory courses when filing for bankruptcy
On Behalf of Wootton & Wootton, P.C. | Jun 29, 2023 | Chapter 7 Bankruptcy
Being in debt and receiving endless calls and letters from creditors can be overwhelming. If you have decided to file for bankruptcy after assessing your situation, you will observe certain procedures, including taking courses. Here are two courses you are required to...
How filing a Chapter 7 bankruptcy helps with medical debt
On Behalf of Wootton & Wootton, P.C. | Jun 28, 2023 | Medical Debt
Chapter 7 bankruptcy can provide significant relief for individuals burdened by overwhelming medical debt. Medical expenses are a common cause of financial issues and filing for Chapter 7 bankruptcy in North Carolina offers a potential solution for those struggling to...
How can people rebuild their credit after personal bankruptcy?
On Behalf of Wootton & Wootton, P.C. | Jun 20, 2023 | Personal Bankruptcy
Personal bankruptcy can be a difficult but necessary decision after a job loss or severe illness. People sometimes have so much debt that they have no feasible way of regaining financial control unless they restructure and/or eliminate some of that debt. Personal...
Preparing for bankruptcy: what you need to know
On Behalf of Wootton & Wootton, P.C. | Jun 12, 2023 | Personal Bankruptcy
Dealing with creditors’ calls and intimidations can be frightening and stressful, to say the least. If you are struggling with debt, one of the options you can consider is filing for bankruptcy. However, it is important to understand that bankruptcy is a legal...
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