Leave Your Debt Problems In The Past. Find Your Fresh Start.
People may fall behind on their income tax obligations for many reasons. Perhaps one of their children recently became an adult, but they failed to update their withholding information with their employer. The loss of the tax credits and deductions associated with a...
Filing for bankruptcy is often viewed as a last resort, something to be avoided at all costs. But the truth is, bankruptcy can offer those navigating unmanageable debt a way forward that should be embraced, not feared. Bankruptcy is a legal and financial resource...
Individuals and businesses owed money by others have the right to collect on those debts. Collection activity often begins with written notices sent in the mail, emails and phone calls. If the people who owe money are not quick to respond and make arrangements or...
Debt settlement services often sound attractive initially. The idea of settling a debt for less than the full amount due is obviously appealing to those struggling with their budgets. The ability to arrange for a debt settlement without actually negotiating with...
There have been widespread employee layoffs across the federal government and talk about doing away with some federal agencies completely. Among these is the Consumer Financial Protection Bureau (CFPB). If the CFPB is gutted, many current and pending regulations to...
Filing for bankruptcy marks a new beginning in your financial journey. While this decision often comes after facing overwhelming circumstances like medical bills or job loss, it’s a vital option to restart your financial life. Many Americans take this step due to...
Money troubles often strain marriages to the breaking point. In fact, financial stress ranks among the leading causes of divorce. For most North Carolina spouses, economic strain gets worse after they go separate ways. But when overwhelming debt coincides with ending...
Understanding the difference between secured and unsecured debt is crucial when facing overwhelming financial issues. Lenders back secured debt with collateral—something valuable you own, like a car or home. If you can't pay, the lender can take the collateral. This...
Financial hardship can strike anyone, at any time, regardless of how carefully they plan. Whether it is medical bills, job loss or other circumstances beyond your control, mounting debt does not have to define your future. Chapter 13 bankruptcy provides a structured...
You can address credit card debt through Chapter 13 bankruptcy, but it's not entirely about forgiving everything you owe. Chapter 13 allows you to restructure and repay your debts over three to five years. Unlike Chapter 7, which often leads to liquidating assets,...
