Leave Your Debt Problems In The Past. Find Your Fresh Start.
Debt settlement services often sound attractive initially. The idea of settling a debt for less than the full amount due is obviously appealing to those struggling with their budgets. The ability to arrange for a debt settlement without actually negotiating with...
There have been widespread employee layoffs across the federal government and talk about doing away with some federal agencies completely. Among these is the Consumer Financial Protection Bureau (CFPB). If the CFPB is gutted, many current and pending regulations to...
Filing for bankruptcy marks a new beginning in your financial journey. While this decision often comes after facing overwhelming circumstances like medical bills or job loss, it’s a vital option to restart your financial life. Many Americans take this step due to...
Money troubles often strain marriages to the breaking point. In fact, financial stress ranks among the leading causes of divorce. For most North Carolina spouses, economic strain gets worse after they go separate ways. But when overwhelming debt coincides with ending...
Understanding the difference between secured and unsecured debt is crucial when facing overwhelming financial issues. Lenders back secured debt with collateral—something valuable you own, like a car or home. If you can't pay, the lender can take the collateral. This...
Financial hardship can strike anyone, at any time, regardless of how carefully they plan. Whether it is medical bills, job loss or other circumstances beyond your control, mounting debt does not have to define your future. Chapter 13 bankruptcy provides a structured...
You can address credit card debt through Chapter 13 bankruptcy, but it's not entirely about forgiving everything you owe. Chapter 13 allows you to restructure and repay your debts over three to five years. Unlike Chapter 7, which often leads to liquidating assets,...
Vehicle repossession can be a massive financial setback. People generally rely on their motor vehicles to get to work and meet the needs of their family members. The necessity of a vehicle is one reason why lenders are often flexible about helping people qualify for...
Chapter 13 bankruptcy is often a lengthy process. The repayment plan alone typically lasts somewhere between three and five years. There are also hearings to attend in court before the filer receives their discharge. Creditor meetings must take place before the...
Health emergencies can strike without warning, instantly turning life upside down. The financial toll of such circumstances can be truly devastating. This is especially due to the ever-increasing healthcare costs and the fact that insurance coverage may not fully...
