PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our bankruptcy clients the ability to meet with us in person, via telephone, or through video conferencing. Please contact our office to discuss your options.
Having a car is often a necessity. For many people across America, cars provide their main source of income. Additionally, being able to travel by automobile could be the only way you are able to get to work and take care of your family. For this reason, a car can be...
Different kinds of bankruptcy work better in different situations. Reviewing the differences between the various kinds of bankruptcy can help people choose the best way to file. Many individuals may look to a Chapter 13 bankruptcy to protect their assets and income...
First it was a letter or two demanding payment, and then came the phone calls. Now, even your email isn’t safe from the debt collector that’s hounding you over a decades-old bill (that you’re not even sure is real). What’s going on? You may be afflicted with what has...
Some people find themselves dealing with financial issues because they never learned how to use credit properly. They started paying for things with credit cards as soon as they qualify for one, and eventually things got out of control. Other people use credit...
When you finance the purchase of a vehicle, your ownership is contingent on you making timely payments. If you fall behind, your lender may decide to repossess the vehicle. The terms of your car loan can give you an idea about when your vehicle could be vulnerable...
Filing for bankruptcy allows you to temporarily halt collection activity and potentially discharge your unsecured debts, like credit card balances or medical debt. However, your biggest debt may not be an unsecured one. Your mortgage is secured by your home, which...
Your finances took a major hit. While you have been trying to pay your bills on time every month, it has gotten harder and harder. Without enough income to work with, you may be falling behind on more than one bill. You may not like the idea of filing for bankruptcy....
Typically, finances form a significant part of any divorce. Property division between ex-couples usually takes center stage, and filing for bankruptcy is likely to weigh in on one or more aspects of your divorce case. For instance, filing for bankruptcy may not affect...
Being in debt can be stressful. Debt collection agencies can be relentless. Debt collectors can be aggressive in their methods, even breaking the law sometimes. Being in debt does not mean you sacrifice your legal rights. You’re not obliged to succumb to the unlawful...
If your credit card balances have been steadily increasing or if you have cards that are already maxed out, you probably experience a lot of stress about your financial situation. When you hear an ad on the radio or see a post on social media talking about how credit...
