Leave Your Debt Problems In The Past. Find Your Fresh Start.
For a lot of people in North Carolina and throughout the country, it’s been a tough year financially. If you’re among them and you’re considering filing for bankruptcy to help get a fresh start in the new year, you’re not alone. Dealing with a bankruptcy near the end...
Credit card balances can become difficult to manage when interest, fees and missed payments continue to increase what you owe. For some North Carolina residents, bankruptcy may provide a legal path toward eliminating certain unsecured debts, including qualifying...
Tax debt can already strain your finances. An Internal Revenue Service (IRS) lien may deepen that concern because it can place your property at risk. If you are considering Chapter 7 or Chapter 13, understanding the difference between a tax debt and a lien matters....
Debt trouble can make every mortgage statement feel like a warning about your home. Chapter 7 may offer relief, but it may not erase every right held by a secondary home loan or home equity line of credit (HELOC) lender. If you are a homeowner struggling with either...
A person can spend months trying to keep up with debt before realizing the problem has changed, and at that point, simply finding more money may not solve the problem. The person may need a legal process that gives them time to deal with creditors while addressing the...
Opening another notice from the IRS can make every day feel heavier. Threats of wage garnishment from the IRS or the North Carolina Department of Revenue only add to that stress. Chapter 13 bankruptcy may give you a structured way to deal with back taxes over time....
Someone you trust signed their name so you could obtain financing. Now you need debt relief, and you fear the consequences could shift onto them. The outcome depends on which chapter you select and the precautions you take beforehand. Your filing does not shield your...
Falling behind on child support or tax obligations can weigh heavier than any credit card balance. You may be wondering whether bankruptcy could finally resolve what you owe. The answer hinges on the nature of the debt and the chapter under which you file. Why child...
Falling behind on mortgage payments does not always mean you have run out of options, but acting quickly is important. Having the right paperwork organized can help you understand your situation and prepare for conversations about foreclosure relief. Here are the key...
Chapter 7 bankruptcy can provide relief from overwhelming debt. However, many people worry about losing their home in the process. Fortunately, North Carolina law has protections that help homeowners keep their houses during bankruptcy. Knowing how these rules apply...
