PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our bankruptcy clients the ability to meet with us in person, via telephone, or through video conferencing. Please contact our office to discuss your options.
North Carolina residents often face various levels of credit card debt. There are ways that debtors can try to improve their financial situation. In attempting these methods, it is important to understand how bankruptcy compares as a solution. Clearing credit card...
If you’re struggling with overwhelming debt, you’re not alone. Every year, millions of Americans struggle to find a way to make ends meet. This can threaten nearly every aspect of their lives, and make everyday a painful struggle that in nearly unbearable....
Chapter 7 bankruptcy helps those struggling with overwhelming debt enjoy debt relief and a fresh financial start going forward. It does not, however, mean that the filing party has to start from scratch to access the benefits of personal bankruptcy protection. Certain...
High credit card debt may be tempting and inescapable. But knowing ways to deal with this debt can keep it manageable and avoid the need to use other credit card debt relief options. First, you should limit your charges to what you can pay when the bill arrives by...
Many of our clients do not realize that it is possible to still modify a mortgage on a home while in a Ch. 13 bankruptcy. Recently a program in the Middle District of North Carolina has been enacted to aid Ch. 13 clients in modifying their home loans while in Ch. 13....
For people in North Carolina who have already gone through the Chapter 7 bankruptcy process, the goal was to get on stronger financial ground by clearing unsecured debt through liquidation. This can apply to credit card debt, medical expenses and more. However, given...
When people are considering bankruptcy, a feeling of shame may be involved. After all, financial failure is a failure, and American society does not tolerate this well. But many kinds of debt do not come from a lack of shrewdness in the stock market or a bad spending...
Is there a financial problem that a person can't work out? We spend a lot of our lives worried about money as a metric for success, as if happiness and accomplishment means nothing without the capital that may come along with it. But when it comes down to it, there is...
You've been looking over your checking account, and you know that you just won't have enough to make ends meet this month. You're having to make the decision to pay for food over rent, gas for your vehicle to get to work over your utilities. You've been struggling for...
What if it's time to consider bankruptcy? Put aside the initial fear or shame that comes with considering this option because that's not what it's about. It's about creating a fresh start that resolves any disputes or debts from before it. That doesn't mean it will be...
