Credit Card Debt Relief

When looking at total levels of credit card debt in the United States for the second quarter of 2023, analysts found that there had been a $45 billion increase between that point and the first quarter of the same year. Moreover, they discovered that this massive jump...

Credit card companies are often eager to convince their clients to carry as high of a balance as possible. They make money off of that balance. Those who pay their balance in full every month may not be particularly profitable for a credit card company. One way credit...

If you consistently use a credit card to make purchases, one potential trap that you can fall into is simply spending more than you can afford. Some of this may be due to simple mistakes in budgeting, but the truth is that psychological manipulation is being carried...

Credit cards can be handy when making routine purchases. They are also useful if you face an unexpected expense. Unfortunately, there are some drawbacks. Occasionally, individuals become too reliant on credit cards and fall into debt as a result. Sometimes, these...

Credit card debt has a tendency to accumulate, especially at the end of the year. With holiday shopping, travel and the children home for winter break, expenses can increase a lot in the last two months of the year. Many people spend several months early in the new...

If your credit card balances have been steadily increasing or if you have cards that are already maxed out, you probably experience a lot of stress about your financial situation. When you hear an ad on the radio or see a post on social media talking about how credit...

If your credit cards are overwhelming, you’re like one of many other Americans struggling with credit debt. According to some of the latest data, the average American has around $5,331 in credit card debt. Credit debt itself isn’t necessarily bad, but since around 55%...

While you may be able to obtain debt forgiveness from a credit card company or a North Carolina debt collection agency, doing so may not necessarily be the best course of action. Let's take a look at some of the pitfalls of debt forgiveness as well as some of the...

People in North Carolina have several options for eliminating credit card debt before they apply for bankruptcy. One of the most popular methods is to use a debt repayment strategy. Instead of covering the minimum payment every month, individuals can pay larger...

High credit card debt may be tempting and inescapable. But knowing ways to deal with this debt can keep it manageable and avoid the need to use other credit card debt relief options. First, you should limit your charges to what you can pay when the bill arrives by...