Credit card debt has a tendency to accumulate, especially at the end of the year. With holiday shopping, travel and the children home for winter break, expenses can increase a lot in the last two months of the year. Many people spend several months early in the new...
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Credit Card Debt Relief
The not-so-secret risks of credit card debt settlement
On Behalf of Wootton & Wootton, P.C. | Sep 9, 2021 | Credit Card Debt Relief
If your credit card balances have been steadily increasing or if you have cards that are already maxed out, you probably experience a lot of stress about your financial situation. When you hear an ad on the radio or see a post on social media talking about how credit...
Can you tell if you have more credit cards than you need?
On Behalf of Wootton & Wootton, P.C. | Aug 13, 2021 | Credit Card Debt Relief
It’s easy to amass substantial credit card debt in North Carolina and in other states. There could have been unpaid bills stacking up. You lost your job and now you use your credit card too frequently to pay for expenses. You lost track of your balance until it...
Can credit card insurance give you debt relief?
On Behalf of Wootton & Wootton, P.C. | Jul 29, 2021 | Credit Card Debt Relief
You probably have received a notice in the past stating that you can get insurance on your credit card for a few extra dollars a month. Credit card protection insurance can help you if you find you cannot make your minimum card payments for some reason, but this...
Why a balance transfer won’t solve your credit card debt problem
On Behalf of Wootton & Wootton, P.C. | Jul 14, 2021 | Credit Card Debt Relief
Financial institutions and credit card companies often market their cards by offering very low interest rates and minimal payments for a fixed amount of time on balances that you transfer from other credit cards. A balance transfer can seem like a great short-term...
It’s possible to get out from under overwhelming credit card debt
On Behalf of Wootton & Wootton, P.C. | Jun 7, 2021 | Credit Card Debt Relief
If your credit cards are overwhelming, you’re like one of many other Americans struggling with credit debt. According to some of the latest data, the average American has around $5,331 in credit card debt. Credit debt itself isn’t necessarily bad, but since around 55%...
The potential pitfalls of debt forgiveness
On Behalf of Wootton & Wootton, P.C. | Nov 23, 2020 | Blog, Credit Card Debt Relief
While you may be able to obtain debt forgiveness from a credit card company or a North Carolina debt collection agency, doing so may not necessarily be the best course of action. Let's take a look at some of the pitfalls of debt forgiveness as well as some of the...
Tips for eliminating credit card debt
On Behalf of Wootton & Wootton, P.C. | Aug 25, 2020 | Credit Card Debt Relief
People in North Carolina have several options for eliminating credit card debt before they apply for bankruptcy. One of the most popular methods is to use a debt repayment strategy. Instead of covering the minimum payment every month, individuals can pay larger...
Know about credit card debt
On Behalf of Wootton & Wootton, P.C. | May 14, 2020 | Credit Card Debt Relief
High credit card debt may be tempting and inescapable. But knowing ways to deal with this debt can keep it manageable and avoid the need to use other credit card debt relief options. First, you should limit your charges to what you can pay when the bill arrives by...
Young adults not shying away from credit cards
On Behalf of Wootton & Wootton, P.C. | Feb 4, 2020 | Credit Card Debt Relief
According to TransUnion, roughly half of Americans between the ages of 18 and 24 have a credit score of at least 661. Therefore, lenders in South Carolina and throughout the country have made it a priority to connect with younger borrowers. Previous data has shown...
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