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If your credit card balances have been steadily increasing or if you have cards that are already maxed out, you probably experience a lot of stress about your financial situation. When you hear an ad on the radio or see a post on social media talking about how credit...
It’s easy to amass substantial credit card debt in North Carolina and in other states. There could have been unpaid bills stacking up. You lost your job and now you use your credit card too frequently to pay for expenses. You lost track of your balance until it...
You probably have received a notice in the past stating that you can get insurance on your credit card for a few extra dollars a month. Credit card protection insurance can help you if you find you cannot make your minimum card payments for some reason, but this...
Financial institutions and credit card companies often market their cards by offering very low interest rates and minimal payments for a fixed amount of time on balances that you transfer from other credit cards. A balance transfer can seem like a great short-term...
If your credit cards are overwhelming, you’re like one of many other Americans struggling with credit debt. According to some of the latest data, the average American has around $5,331 in credit card debt. Credit debt itself isn’t necessarily bad, but since around 55%...
While you may be able to obtain debt forgiveness from a credit card company or a North Carolina debt collection agency, doing so may not necessarily be the best course of action. Let's take a look at some of the pitfalls of debt forgiveness as well as some of the...
People in North Carolina have several options for eliminating credit card debt before they apply for bankruptcy. One of the most popular methods is to use a debt repayment strategy. Instead of covering the minimum payment every month, individuals can pay larger...
High credit card debt may be tempting and inescapable. But knowing ways to deal with this debt can keep it manageable and avoid the need to use other credit card debt relief options. First, you should limit your charges to what you can pay when the bill arrives by...
According to TransUnion, roughly half of Americans between the ages of 18 and 24 have a credit score of at least 661. Therefore, lenders in South Carolina and throughout the country have made it a priority to connect with younger borrowers. Previous data has shown...
According to a survey from Bankrate, it isn't uncommon for Americans who are worth between $100,000 and $199,999 to carry credit card debt. Specifically, it found that 57% of those individuals are likely to owe money to credit card companies. This compares to 42% of...
