Get out of debt and plan for what's next.
PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our bankruptcy clients the ability to meet with us in person, via telephone, or through video conferencing. Please contact our office to discuss your options.
Bankruptcy Help For Everyday People
Filing bankruptcy is often described as a “fresh financial start,” and that’s mostly true – but not every debt is treated the same way. When your bankruptcy case is finalized, you receive a discharge, relieving you of the remaining debt you owe to certain creditors....
After you miss a few mortgage payments, your lender decides to foreclose on the property. You mentioned the dilemma to a friend, and they tell you that all you need to do is declare bankruptcy. If you do, then the lender can't move forward with the foreclosure and you...
Many people fear what others will think if they file for bankruptcy. Of particular concern is what current or future employers might think. For most people, that worry is a non-starter. If you can still lug bricks around the construction site or inspire children to...
Bankruptcy is a powerful solution for many financial issues. It may help stop a foreclosure, wage garnishments and eliminate some of your debt. For many people, this is all they need. However, if you are considering filing for bankruptcy, it’s important to understand...
Filing for bankruptcy is a major decision that can have far-reaching consequences. If you're considering declaring bankruptcy, you probably have a lot of questions about the process and what it will mean for your future. One thing you may be wondering is whether your...
With the proper plans in place, bankruptcy should be a means to an end in achieving financial independence. Your actions after declaring bankruptcy will define what your future will look like, at least financially. Yes, your credit may be ruined, and you might be...
First it was a letter or two demanding payment, and then came the phone calls. Now, even your email isn’t safe from the debt collector that’s hounding you over a decades-old bill (that you’re not even sure is real). What’s going on? You may be afflicted with what has...
Some people find themselves dealing with financial issues because they never learned how to use credit properly. They started paying for things with credit cards as soon as they qualify for one, and eventually things got out of control. Other people use credit...
Typically, finances form a significant part of any divorce. Property division between ex-couples usually takes center stage, and filing for bankruptcy is likely to weigh in on one or more aspects of your divorce case. For instance, filing for bankruptcy may not affect...
Myths about bankruptcy are so common that many people don't know the real risks and benefits of the process. For example, some people think you have to sell all of your assets when you file bankruptcy, but that isn't true. You may have to liquidate certain assets when...
