Debt Relief

Filing for bankruptcy is often a last resort for people who want to reclaim their financial future. If you’ve previously filed for bankruptcy and find yourself in dire financial straights again, you may want to file for bankruptcy protection again. While it’s possible...

There are many reasons why people may feel anxious about filing for personal bankruptcy. Often, they worry about how a bankruptcy might limit their access to credit opportunities in the future. It is standard for revolving lines of credit to close when someone files...

For most of 2020 and 2021, government stimulus programs and historically low interest rates helped keep a lid on bankruptcy filings in the United States. However, new data reveals a shift in 2023. With the expiration of financial aid and rising borrowing costs,...

Bankruptcy is designed to provide debt relief to financially distressed consumers, many of whom are struggling under the weight of outrageous medical bills, sky-high credit card balances and other debts. If there’s any possibility that you may need to file bankruptcy...

Those who are facing foreclosure are often looking for solutions to keep their home. They know that they’ve missed payments, but they want to get their finances in order. Keeping the home seems like the most important thing they can do. For some, one tactic to...

As of 2023, the average U.S. adult carries $21,800 of personal debt (not including any mortgages) and may spend about 30% of their monthly income trying to pay it off (or at least keep up with the payments). Tellingly, 39% of consumers with debt issues feel like it...

Being overburdened with debt can affect anyone, including those going through a divorce. You can declare bankruptcy before or after your divorce. Different factors make these significant life decisions connected. This guide discusses the matter in more detail.  Before...

People who are drowning in debt may try to decide whether to file for bankruptcy. One factor that comes into the picture when you’re going through this is what type of debts you have. Different debts are treated in different ways when a bankruptcy is filed.  There are...

People declare bankruptcy for a variety of reasons. Perhaps you’ve gone through a costly divorce or are dealing with a medical condition that has left you with a huge medical bill. Or, you’ve lost your job and have since fallen behind on your mortgage or credit card...

Lately our office has been receiving more and more of these calls. Clients have received a civil summons from an old creditor and don’t know where to turn. Receiving a civil summons can be scary. Most of the time the Sheriff in your county will deliver the summons to...