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It's true that your life after bankruptcy may be different than it was beforehand. Bankruptcy generally reduces your credit score and can make it harder to get credit in the future, at least for a short time. The fear of what might happen after bankruptcy isn't a good...

All adults should have a basic estate plan in place to provide instructions for their loved ones after they pass away. Unfortunately, many people don't take the time to get one in place either because they think they have plenty of time to create it or because they...

When you were younger, you made a lot of financial mistakes. While you tried to get ahead and pay back what you owed, the reality was that you were really just treading water. No matter how much you worked, you were never really financially secure. Today, you've...

Credit card debt is something that most people in America have some experience with. Whether it's a sudden medical debt or the loss of a job that requires you to use your credit cards up to their limits, debt can end up weighing you down and become overwhelming....

You've slipped behind on your mortgage payments and you have serious concerns about losing your home to foreclosure. As stressed out as you may be, don't give in and assume that you have no options. There are several ways to save your house from foreclosure, including...

Getting served is usually an experience you don't expect to happen, which makes it relatively unsettling. A stranger confirms your name with you and then hands you paperwork, informing you that this is service for a legal matter. For hundreds of people across North...

Student loans are rarely ever discharged in bankruptcy proceedings. Yet, they can still make up a significant portion of the average debtor's mountain of unpaid bills. Recently, media outlets reported that the President signed an executive order that streamlines the...

For many people living in North Carolina, their homes may be the biggest asset that they own. As much as a third of their monthly income will go toward paying their mortgage each month. However, people take great pride in their homeownership status, as it is symbolic...

One of the reasons people give for rejecting bankruptcy as an option for dealing with their debt is the impact it will have on their credit. Too many people mistakenly believe that they will never be able to get credit again after they file bankruptcy, but that isn't...

If you declare bankruptcy, it is crucial to learn how to budget in the future. If you use Chapter 13 bankruptcy and have a repayment plan, your budget is a critical part of determining how that plan should work and what you can afford. If you use Chapter 7 bankruptcy...