Uncategorized

It's true that your life after bankruptcy may be different than it was beforehand. Bankruptcy generally reduces your credit score and can make it harder to get credit in the future, at least for a short time. The fear of what might happen after bankruptcy isn't a good...

When you were younger, you made a lot of financial mistakes. While you tried to get ahead and pay back what you owed, the reality was that you were really just treading water. No matter how much you worked, you were never really financially secure. Today, you've...

Credit card debt is something that most people in America have some experience with. Whether it's a sudden medical debt or the loss of a job that requires you to use your credit cards up to their limits, debt can end up weighing you down and become overwhelming....

You've slipped behind on your mortgage payments and you have serious concerns about losing your home to foreclosure. As stressed out as you may be, don't give in and assume that you have no options. There are several ways to save your house from foreclosure, including...

Student loans are rarely ever discharged in bankruptcy proceedings. Yet, they can still make up a significant portion of the average debtor's mountain of unpaid bills. Recently, media outlets reported that the President signed an executive order that streamlines the...

One of the reasons people give for rejecting bankruptcy as an option for dealing with their debt is the impact it will have on their credit. Too many people mistakenly believe that they will never be able to get credit again after they file bankruptcy, but that isn't...

If you declare bankruptcy, it is crucial to learn how to budget in the future. If you use Chapter 13 bankruptcy and have a repayment plan, your budget is a critical part of determining how that plan should work and what you can afford. If you use Chapter 7 bankruptcy...

You’ve just graduated from college and are ready to take on the world. Six months later, the first bill arrives and it’s time to repay your student loans. Approximately 45 million Americans are in your position. Student loan debt doubles credit card debt in the United...

If you are among the many people out there struggling with debt, you are not alone. Unfortunately, it is highly common to slip into financial problems early on and at any point of crisis. Money management is not often taught in school or by parents. And that is...

Debt is a slippery slope that is often hard, if not impossible to avoid. A new poll reveals that 25 percent of Americans see no hope of paying off their debt before they die. Another 40 percent of Americans simply don't know when they will be able to pay off their...