PLEASE NOTE: To protect your safety in response to the threats of COVID-19, we are offering our bankruptcy clients the ability to meet with us in person, via telephone, or through video conferencing. Please contact our office to discuss your options.
There are many different purchases that people in North Carolina make using credit cards or by taking loans out for the purchase. People also may incur unexpected bills such as medical bills from an unexpected illness or injury. It is not uncommon for people to have...
Many of our clients do not realize that it is possible to still modify a mortgage on a home while in a Ch. 13 bankruptcy. Recently a program in the Middle District of North Carolina has been enacted to aid Ch. 13 clients in modifying their home loans while in Ch. 13....
If you are trying to navigate your way through overwhelming debt, you know how stressful it can be. You are not alone in this feeling; many Americans are dealing with debt. In 2017, the amount of debt in the U.S. climbed to a new high at $13 trillion. That amount was...
Deciding to take a serious approach to handling personal debt is a major decision. North Carolina residents who are looking to take action may feel a well-deserved sense of accomplishment as choosing to take on such an endeavor can set parties on a path toward...
For people from diverse backgrounds, there are times when bankruptcy becomes necessary. If you are considering bankruptcy, it is vital to closely review any of your choices and ensure that you have found the smartest direction forward. In Durham, and all other parts...
Many people in Durham, North Carolina who find themselves struggling financially have experienced calls from creditors or debt collection agencies. Such bill collectors are required to adhere to certain federal requirements set forth in the Fair Debt Collection...
If you are looking for a new place to live in North Carolina after a bankruptcy, you may be worried that landlords will reject you because of your financial history. While the odds may not be entirely in your favor, here are some steps that you may wish to take to...
North Carolina has taken steps in recent years to pass legislation protecting consumers from certain actions by debt collectors. Those collection companies argued that tightening the restrictions on how they are able to collect debts would restrict your access to...
Under some circumstances, yes, you may be able to get financing for a new car prior to your bankruptcy being discharged. While the whole point of filing for bankruptcy is to emerge debt free, having a car is a necessity for most people. Like many other North...
When you file for bankruptcy, you will be required to attend a meeting of creditors. This hearing may also be known as a 341 meeting because of the number of the federal statute that requires it.According to the United States Bankruptcy Court for the District of...
