Both student loan debt and credit card debt are huge problems for many people in North Carolina. While all kinds of debt are stressful, it appears that these two types of debt are particularly worrisome to those to have them. According to the Christian Science...
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Bankruptcy Help For Everyday People
Month: June 2016
Will filing for bankruptcy destroy my credit score?
On Behalf of Wootton & Wootton, P.C. | Jun 23, 2016 | Chapter 7
One common belief about filing for bankruptcy is that your credit score will tumble and never recover. It is easy to see how you could think that, given that if you are considering filing for bankruptcy in North Carolina, your credit score is likely already low to...
Millennials are taking a different approach to debt
On Behalf of Wootton & Wootton, P.C. | Jun 16, 2016 | Personal Bankruptcy
The Great Recession has apparently affected the millennial generation in a way that has made them wary of taking of on debt. This is particularly true when it comes to credit card debt. According to a recent survey of young adults, only one third of respondents...
What is zombie debt?
On Behalf of Wootton & Wootton, P.C. | Jun 9, 2016 | Personal Bankruptcy
You may have heard the phrase “zombie debt” used but are unsure of what it means or what it refers to. Often times, debts are sold by the original lender to a debt collection company for a fraction of what they are worth. That company, or any company it...
Unsecured vs. Secured loans
On Behalf of Wootton & Wootton, P.C. | Jun 1, 2016 | Personal Bankruptcy
Having a lot of debt can be overwhelming, and if you are considering a North Carolina bankruptcy, the process may seem intimidating. At , we know that you want things to go as smoothly as possible. Therefore, understanding the different...
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