When debt piles up, many people in Durham may struggle with how they are going to pay it and which loans should get paid off first. Student loans are a major source of debt for many people in North Carolina and across the country. While loans for education are given...
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Bankruptcy Help For Everyday People
Month: January 2017
Harassment by debt collectors is shockingly common
On Behalf of Wootton & Wootton, P.C. | Jan 19, 2017 | Chapter 7
Agencies which are trying to collect outstanding debts are legally authorized to contact debtors in North Carolina. However, under the Fair Debt Collection Practices Act, there are certain rules that debt collectors must follow. When companies violate these...
A look at the difference between credit scores and credit reports
On Behalf of Wootton & Wootton, P.C. | Jan 12, 2017 | Personal Bankruptcy
In may be beneficial for people in North Carolina who are dealing with a lot of debt to monitor both their credit score and their credit report so that they can have a complete picture of where they stand financially. However, not everyone understands what their...
How do I know if I qualify for Chapter 7 bankruptcy?
On Behalf of Wootton & Wootton, P.C. | Jan 5, 2017 | Chapter 7
If you are unfamiliar with the process of going through a bankruptcy in Durham, it may seem confusing and intimidating. Therefore, understanding a little bit about what you will need to qualify for Chapter 7 bankruptcy can help you feel more comfortable. When deciding...
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