Leave Your Debt Problems In The Past. Find Your Fresh Start.
When you owe more money than you can reasonably repay, things get stressful very quickly. The companies that you owe money to will start calling you and sending you strongly-worded letters. They may freeze a line of credit that you rely on to cover your expenses or...
The decision to file bankruptcy is not one to be taken lightly. Individuals often face enormous financial pressure and struggle with mounting debt for years before realizing that bankruptcy is the right option. From job loss and home repair to divorce and medical...
Student loan repayment obligations are a problem for many people in North Carolina and around the country, and now it appears there may be some relief in sight. While this is still a hot topic, there is a proposal on the table that would establish a Chapter 10...
Bankruptcy helps the debtor in North Carolina who foresees no way of paying it. Chapter 7 bankruptcy requires the debtor to sell some assets to pay a portion of the debts. At the end of the case, this person gets a discharge, which relieves him or her of remaining...
The use of asset protection strategies may prevent a home, car or other property from being seized by creditors in North Carolina. These strategies can also be used to prevent the loss of property to tax authorities or for any other reason. In many cases, asset...
There’s a lot of negative associations with personal bankruptcy. Some people think that it’s symbolic of financial failure, while other are afraid of being left destitute after their divorce is finalized. These understandings of divorce are way off base. The truth of...
This is one of the most common questions we receive in our office and generally the answer is YES. It is rare that clients are not eligible to file a new bankruptcy case if they have filed a previous bankruptcy. In fact, many of our clients have had to file...
If you are trying to navigate your way through overwhelming debt, you know how stressful it can be. You are not alone in this feeling; many Americans are dealing with debt. In 2017, the amount of debt in the U.S. climbed to a new high at $13 trillion. That amount was...
If you, like many people across North Carolina, are finding it hard to dig your way out of ever-growing debt, you may be considering different debt relief methods while trying to determine what option might be best for you. You may have heard about debt settlement...
It has been several years since the worst of the foreclosure crisis affected North Carolina, but residents are still facing foreclosure. In some cases, banks that own vacated homes across the state have yet to finish the foreclosure process. When a homeowner abandons...
