Leave Your Debt Problems In The Past. Find Your Fresh Start.
The different kinds of bankruptcy each have drawbacks and benefits. Individuals usually need to choose between Chapter 7 and Chapter 13 bankruptcy unless they also own and operate a small business or farm. Chapter 13 bankruptcy is easier to qualify for, but it...
When things are not working out with your finances, and you are thinking of filing for bankruptcy, it is never an easy decision. You are constantly worried about what the future holds, given the current state of affairs. You may be wondering whether you will keep some...
Acceleration clauses are common additions to home mortgages. They often hide under the radar. However, if they are triggered — by your actions, inactions or external factors — these clauses can herald huge problems for you. Let’s do a deeper dive and learn more about...
Bankruptcy can be an effective solution to aggressive debt collection, but it also means limitations on your credit opportunities for the immediate future. Those who file for personal bankruptcy and successfully discharge debts will lose all of their revolving lines...
Being in financial debt can be stressful in itself, even without considering the different means of debt collection. While some debt collectors show compassion, their ultimate aim is to collect payments. This means that they may lack empathy for how a person got into...
A medical emergency can happen anywhere at any time. Let’s say you’re at your in-law's house for Thanksgiving. You try to help by removing the turkey from the oven and you severely burn yourself. Your mother-in-law calls for an ambulance and you find yourself at a...
With the proper plans in place, bankruptcy should be a means to an end in achieving financial independence. Your actions after declaring bankruptcy will define what your future will look like, at least financially. Yes, your credit may be ruined, and you might be...
Credit card debt has a tendency to accumulate, especially at the end of the year. With holiday shopping, travel and the children home for winter break, expenses can increase a lot in the last two months of the year. Many people spend several months early in the new...
Glance at the headlines on any given day in the United States, and you’ll probably see something about the growing medical debt burden carried by the average citizen. Back in 2020, it was estimated that Americans owed a combined total of roughly $81 billion in unpaid...
Having a car is often a necessity. For many people across America, cars provide their main source of income. Additionally, being able to travel by automobile could be the only way you are able to get to work and take care of your family. For this reason, a car can be...
