Leave Your Debt Problems In The Past. Find Your Fresh Start.
With the proper plans in place, bankruptcy should be a means to an end in achieving financial independence. Your actions after declaring bankruptcy will define what your future will look like, at least financially. Yes, your credit may be ruined, and you might be...
Credit card debt has a tendency to accumulate, especially at the end of the year. With holiday shopping, travel and the children home for winter break, expenses can increase a lot in the last two months of the year. Many people spend several months early in the new...
Glance at the headlines on any given day in the United States, and you’ll probably see something about the growing medical debt burden carried by the average citizen. Back in 2020, it was estimated that Americans owed a combined total of roughly $81 billion in unpaid...
Having a car is often a necessity. For many people across America, cars provide their main source of income. Additionally, being able to travel by automobile could be the only way you are able to get to work and take care of your family. For this reason, a car can be...
Different kinds of bankruptcy work better in different situations. Reviewing the differences between the various kinds of bankruptcy can help people choose the best way to file. Many individuals may look to a Chapter 13 bankruptcy to protect their assets and income...
First it was a letter or two demanding payment, and then came the phone calls. Now, even your email isn’t safe from the debt collector that’s hounding you over a decades-old bill (that you’re not even sure is real). What’s going on? You may be afflicted with what has...
Filing for bankruptcy allows you to temporarily halt collection activity and potentially discharge your unsecured debts, like credit card balances or medical debt. However, your biggest debt may not be an unsecured one. Your mortgage is secured by your home, which...
Your finances took a major hit. While you have been trying to pay your bills on time every month, it has gotten harder and harder. Without enough income to work with, you may be falling behind on more than one bill. You may not like the idea of filing for bankruptcy....
Typically, finances form a significant part of any divorce. Property division between ex-couples usually takes center stage, and filing for bankruptcy is likely to weigh in on one or more aspects of your divorce case. For instance, filing for bankruptcy may not affect...
Being in debt can be stressful. Debt collection agencies can be relentless. Debt collectors can be aggressive in their methods, even breaking the law sometimes. Being in debt does not mean you sacrifice your legal rights. You’re not obliged to succumb to the unlawful...
