Leave Your Debt Problems In The Past. Find Your Fresh Start.
If your credit card balances have been steadily increasing or if you have cards that are already maxed out, you probably experience a lot of stress about your financial situation. When you hear an ad on the radio or see a post on social media talking about how credit...
Chapter 7 bankruptcy doesn't work for everyone. Those with income above the state median may not qualify. Even people with no income may find it is not the right kind of bankruptcy for them if they have a lot of personal property. You do have the option of protecting...
When you receive a medical bill that is thousands of dollars, the shock of the price tag alone may make you set aside the bill for another time. Putting off paying will only end up having the bill go to collections. Once a bill goes to collections, the collectors will...
Myths about bankruptcy are so common that many people don't know the real risks and benefits of the process. For example, some people think you have to sell all of your assets when you file bankruptcy, but that isn't true. You may have to liquidate certain assets when...
When you owe more money than you can reasonably repay, things get stressful very quickly. The companies that you owe money to will start calling you and sending you strongly-worded letters. They may freeze a line of credit that you rely on to cover your expenses or...
Financing the purchase of a vehicle is sometimes necessary if you don't have the liquid capital to make such a big purchase. Other times, the financing terms can be attractive enough to justify leaving money in savings while buying your vehicle on credit....
If your credit cards are overwhelming, you’re like one of many other Americans struggling with credit debt. According to some of the latest data, the average American has around $5,331 in credit card debt. Credit debt itself isn’t necessarily bad, but since around 55%...
There is as much as $33 billion in annual child support payments that are exchanged in the U.S. every year. That amount is only about half of what existing court orders dictate should be paid annually. Some parents likely struggle to afford their payments. These same...
When someone says they’re going to declare bankruptcy, you may assume that they made poor financial decisions. Maybe they spent too much money, lived beyond their means or they took on bad debt that had too many risks. But is this actually true? When you look at the...
Chapter 13 bankruptcy involves setting up a repayment plan, with the approval of a bankruptcy court judge, to pay off your debts step by step over a period of years. This has the advantage of protecting your home, car and other assets from creditors. At the same time,...
