Leave Your Debt Problems In The Past. Find Your Fresh Start.
There are many different purchases that people in North Carolina make using credit cards or by taking loans out for the purchase. People also may incur unexpected bills such as medical bills from an unexpected illness or injury. It is not uncommon for people to have...
The current health situation has impacted people in North Carolina and across the nation. Unexpected medical expenses, job loss and the need to rely on credit cards to make essential purchases has expanded debt significantly. For many, debt relief is a growing concern...
If you’re struggling with overwhelming debt, you’re not alone. Every year, millions of Americans struggle to find a way to make ends meet. This can threaten nearly every aspect of their lives, and make everyday a painful struggle that in nearly unbearable....
High credit card debt may be tempting and inescapable. But knowing ways to deal with this debt can keep it manageable and avoid the need to use other credit card debt relief options. First, you should limit your charges to what you can pay when the bill arrives by...
For people in North Carolina who have already gone through the Chapter 7 bankruptcy process, the goal was to get on stronger financial ground by clearing unsecured debt through liquidation. This can apply to credit card debt, medical expenses and more. However, given...
You've been looking over your checking account, and you know that you just won't have enough to make ends meet this month. You're having to make the decision to pay for food over rent, gas for your vehicle to get to work over your utilities. You've been struggling for...
This is one of the most common questions we receive in our office and generally the answer is YES. It is rare that clients are not eligible to file a new bankruptcy case if they have filed a previous bankruptcy. In fact, many of our clients have had to file...
Under the current Ch 13 laws it is possible for some clients to file a Ch 13 bankruptcy without paying any upfront fees or costs. A Ch 13 bankruptcy is a type of plan that can set up reasonable payments for a 3-5 year period to help individuals and couples catch up on...
One reason why people in North Carolina may file for personal bankruptcy is to put an end to creditor calls and collection attempts, including lawsuits and repossessions. People struggling with insurmountable debt may face intensive attempts to collect, and filing for...
It's true that your life after bankruptcy may be different than it was beforehand. Bankruptcy generally reduces your credit score and can make it harder to get credit in the future, at least for a short time. The fear of what might happen after bankruptcy isn't a good...
